Why was my California Car Accident Insurance Claim Denied?
If you’ve been involved in a car accident, you’re going to feel a few things. First, you’re going to be scared. You want to make sure your family is okay and that nobody is seriously hurt. Second, you’re going to be angry. You’re going to want to yell and scream at the person who hit your car. Don’t give in to this temptation. Let your California personal injury attorney handle this for you. Finally, you’re going to be worried. You’re going to wonder how you can afford to get your car fixed. If you don’t have medical insurance, you may worry about how you’re going to pay your medical bills.
The whole reason you hire a California personal injury attorney is so they can take care of all of this for you. The last thing you should worry about is fighting with insurance companies. You need to focus on getting better. And, if you claim is denied, then you can always file an appeal. If that doesn’t work, then your California personal injury attorney can file a lawsuit on your behalf.
There are a Variety of Reasons Why an Insurance Company May Deny Your Auto Claim
There are all kinds of reason why your insurance claim may have been denied. If it was denied because the policy was invalid or cancelled, there’s nothing you can do. Your attorney won’t be able to do anything about that. No insurance company is going to pay out on invalid policies. If they did, they’d be out of business in no time at all. However, there are other reasons why your claim could’ve been denied. These include the following:
- They believe that you caused the crash
- They don’t think you were hurt
- You have a history of filing auto insurance claims
- You did not submit all of the required paperwork
- You waited too long to file your claim
- They think you were partially at fault
- The claim is big, and they think they can settle for less down the road
For most of these reasons, your California personal injury attorney can negotiate a settlement. If that isn’t possible, they’ll go to battle for you in court.
Meet with a Seasoned California Personal Injury Attorney Today
By the time you have learned that your car insurance claim was denied, it has probably already been weeks or even months. In California, you only have two (2) years to file suit under the statute of limitations. You don’t want to wait too long to meet with your California personal injury attorney. They need as much time as possible to review and prepare your claim. For them to get you as much money as possible, you want to give them ample time to dig for evidence. You also want them to have plenty of time to try to negotiate a settlement with the settlement company. The longer you wait to meet with an attorney, the less time your lawyer has to work their magic.
What you should do is give our office a call today. Set up a date and time to meet with one of our experienced California personal injury attorneys. You can take advantage of your free, initial consultation. Your lawyer can review your claim and let you know if you have a valid claim to begin with. They can also give you an idea of what your claim may be worth. The consultation is free, and you have nothing to lose. You can bet the defendant has an attorney working for them and you should too.